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Accord, the specialist lending arm of Yorkshire building society, has cut selected buy-to-let rates by up to 0.3 percentage points. The intermediary-only lender is offering a two-year fixed rate at 4.79percent (down from 4.94percent) for BTL purchase at 60percent LTV. The Bank of England has forecast that 900,000 borrowers will experience ‘severe mortgage rate shock’ in 2024 when their existing fixed rate deals come to an end. Among the new Virgin rates, available through brokers, is a two-year fixed rate for residential remortgage at 4.59percent. The rate is market-leading for a two-year fixed rate remortgage, but it requires borrowers to have at least 40percent equity in the property, and there is a 1percent arrangement fee. Leeds Building Society also announced rate cuts today across its mortgage range.
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